body {
	background-color: #EFEFEF;
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
	color: #000000;
}

body a {color: #999999}

body a:hover {color: #CCCCCC}

body h4 {font-size: 14px; font-weight: bold;}

.body {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt; color: #000000}
.footer {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 10px; 
	color: #000000; 
	font-weight: bold;
	text-align: center;
	padding: 5px 0px;
}

.footer a {color: #FFFFFF;}
.footer a:hover {color: #EFEFEF;}

.title {  font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; color: #232964}
.titlewhite { font-family: Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; color: #FFFFFF}